Business Details
44 Years
experience
Emergency
services
Your Trusted Louisville Bankruptcy Law Firm
At Schwartz Bankruptcy Law Center, we specialize in providing comprehensive bankruptcy solutions for individuals and businesses facing financial challenges. With over four decades of combined legal experience, our attorneys are dedicated to helping clients achieve debt relief through personalized strategies tailored to their unique circumstances. We offer expert guidance in consumer and business bankruptcy filings, including Chapter 7, Chapter 13, and Subchapter 5 proceedings, while also exploring alternatives like short sales and debt settlement.Our commitment to excellence is reflected in our A+ Better Business Bureau rating, AV Preeminent peer recognition, and a track record of 5-star client reviews. We prioritize transparency, ensuring clients understand every step of the process, from initial consultation to case resolution. By combining legal expertise with compassionate support, we empower clients to regain financial stability and move forward with confidence.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Business Bankruptcy
Debt Settlement
Credit Counseling
Details
- Year established: 1982
Highlights and features
- Personalized debt relief strategies tailored to individual needs
- Over 40 years of combined bankruptcy law experience
- 5-star reviews on Google, Yelp, and Facebook
- A+ Better Business Bureau rating
- AV Preeminent-rated legal team for bankruptcy expertise
Associations and certifications
- Better Business Bureau
- AV Preeminent
What people say
Excellent service
Professional staff
Made process easy
Highly recommend
Prompt communication
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts like medical bills and credit card balances while protecting essential assets. Our attorneys guide clients through the 3-6 month process, ensuring compliance with court requirements while maximizing debt discharge. We help clients understand eligibility requirements and protect exempt property throughout the proceedings.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. This 3-5 year process allows clients to retain assets while repaying creditors through manageable monthly payments. Our team helps clients develop court-approved repayment plans that prioritize essential obligations while reducing financial stress. We provide ongoing support throughout the repayment period to ensure successful case completion.
Business Bankruptcy
Business bankruptcy services include Chapter 7 liquidation and Chapter 11/Subchapter 5 reorganization options. We help business owners navigate complex financial challenges while protecting personal assets where possible. Our attorneys develop strategies to address business debt while considering ongoing operations. We provide tailored solutions for sole proprietors and corporate entities facing financial distress.
Debt Settlement
Debt settlement services help clients negotiate reduced payoff amounts with creditors outside bankruptcy. This alternative works best for clients with specific debt types and sufficient resources to make lump-sum payments. Our team leverages creditor relationships to achieve favorable settlements while minimizing legal risks. We provide comprehensive analysis to determine if debt settlement suits your financial situation.
Credit Counseling
Credit counseling services provide personalized financial education and debt management strategies. We offer mandatory pre-bankruptcy counseling and post-filing guidance to help clients rebuild credit. Our counselors help clients understand debt causes and develop sustainable financial habits. We provide ongoing support to help clients achieve long-term financial stability after debt resolution.
People
Richard A. Schwartz
Founding Attorney
With over 40 years of bankruptcy law experience, Richard A. Schwartz specializes in debt relief solutions for individuals and businesses. He has successfully represented hundreds of clients in Chapter 7, Chapter 13, and business bankruptcy cases. Schwartz maintains AV Preeminent peer recognition and prioritizes personalized client service.
April Satow
Attorney
April Satow brings extensive bankruptcy law experience to her role, focusing on client education and case management. She assists clients with Chapter 7 and Chapter 13 filings while providing compassionate support throughout the process. Satow has worked with the firm for over 16 years, developing expertise in debt relief strategies.
Questions
What types of bankruptcy do you handle?
We handle all bankruptcy types including Chapter 7, Chapter 13, and business bankruptcies (Chapter 7, Chapter 11, Subchapter 5).
Can bankruptcy stop wage garnishment?
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and creditor harassment.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss your financial situation and debt relief options.
How long does bankruptcy take?
Chapter 7 typically takes 3-6 months, while Chapter 13 requires 3-5 years of repayment plan completion.
Will I lose my home in bankruptcy?
Our attorneys work to protect your assets, including helping clients keep their homes through proper bankruptcy planning.
Are payment plans available?
Yes, we offer flexible payment options and financing to make bankruptcy services accessible for all clients.
