Business Details
26 Years
experience
Emergency
services
Your Trusted Orange County Bankruptcy Attorney
As a dedicated bankruptcy law firm serving Southern California since 2000, we specialize in providing comprehensive debt relief solutions for individuals, families, and businesses. With over 25 years of combined legal experience, including thousands of successfully handled bankruptcy cases, our practice focuses on Chapter 7, Chapter 13, and Chapter 11 filings. Our certified bankruptcy law specialist has appeared before bankruptcy trustees and judges thousands of times, offering clients unparalleled expertise in halting creditor actions, protecting assets, and achieving financial fresh starts.We maintain active memberships in the National Association of Consumer Bankruptcy Attorneys and the Orange County Bankruptcy Forum, ensuring our practice remains at the forefront of industry developments. Our commitment to personalized service includes same-day consultations, flexible payment plans, and home visits when necessary, all backed by our proven track record of client satisfaction reflected in 5-star ratings on Google and Yelp.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief
Foreclosure Defense
Creditor Harassment Protection
Wage Garnishment Stop
Vehicle Repossession Defense
Bank Levy Prevention
Eviction Defense
Judgment Lien Avoidance
Details
- Year established: 2000
Highlights and features
- Board-certified bankruptcy law specialist with 25+ years of experience
- Successfully handled thousands of bankruptcy cases across Southern California
- 5-star rated on Google and Yelp for client satisfaction
- Offers 24/7 emergency bankruptcy filing services
- Tailored payment plans and same-day consultation availability
Associations and certifications
- State Bar of California Board of Legal Specialization
What people say
5 Star Rated
Professionalism
Quality
Responsiveness
First good night's sleep
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides immediate debt relief through asset liquidation exemptions. Our certified specialists help clients discharge unsecured debts while protecting essential assets. With over 25 years of experience handling thousands of cases, we ensure compliance with California's homestead exemption laws while navigating complex creditor actions. Our proven process delivers fresh financial starts for qualifying individuals and businesses across Southern California.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy offers structured debt repayment plans over 3-5 years. Our board-certified attorneys create customized strategies to reduce repayment amounts while protecting property from foreclosure or repossession. With extensive courtroom experience before Orange County bankruptcy trustees, we maximize debt discharge potential while maintaining compliance with evolving legal requirements for long-term financial stability.
Foreclosure Defense
Our foreclosure defense service protects homeowners through strategic bankruptcy filings and legal negotiations. Utilizing automatic stay provisions, we halt sheriff sales and create opportunities for loan modifications. With specialized knowledge of California real estate laws and 25+ years representing thousands of clients, we develop tailored solutions combining bankruptcy protections with property preservation strategies to help clients retain their homes.
Creditor Harassment Protection
Our creditor harassment protection service immediately stops wage garnishments, bank levies, and collection calls through bankruptcy filings. The automatic stay provision provides instant relief while our experienced attorneys negotiate with creditors to reduce or eliminate unsecured debts. With proven expertise in handling IRS seizures and utility shutoffs, we offer comprehensive protection for individuals and businesses facing aggressive debt collection actions.
Emergency Bankruptcy Filing
Our 24/7 emergency bankruptcy filing service provides immediate protection against imminent financial threats. Available through phone consultations and text coordination, this service rapidly deploys legal protections for urgent situations like impending evictions, vehicle repossessions, or wage garnishments. With same-day filing capabilities and after-hours support, we ensure critical legal protections remain accessible during financial crises.
People
Michael D. Franco
Attorney
Michael D. Franco has practiced bankruptcy law since 1995, handling thousands of cases and appearing before bankruptcy courts regularly. Certified by the State Bar of California as a bankruptcy law specialist, he holds a JD from UCLA and an MBA from USC. His practice combines legal expertise with personal understanding of financial hardships, reflected in his 5-star client ratings and community recognition.
Questions
What bankruptcy chapters do you handle?
We specialize in Chapter 7, Chapter 13, and Chapter 11 bankruptcies for individuals and businesses.
How quickly can I get help?
We offer same-day consultations and 24/7 emergency filing services for urgent situations.
Can bankruptcy stop foreclosure?
Yes, our Chapter 13 filings effectively halt foreclosures and create repayment plans.
Are your fees affordable?
We offer competitive rates with flexible payment plans tailored to client needs.
What areas do you serve?
We serve Orange County, Riverside, Los Angeles, and San Bernardino Counties.
How experienced are you?
With 25+ years of experience and thousands of successfully handled cases, we provide expert representation.
