Business Details
25 Years
experience
Experienced Bankruptcy Attorneys in North Carolina
Since 2001, Nardone Law has provided expert legal solutions for individuals and businesses seeking debt relief through bankruptcy. Our firm specializes in Chapter 7 and Chapter 13 bankruptcies, offering personalized support to clients across Concord, Charlotte, Kannapolis, and Huntersville, North Carolina. With over two decades of experience navigating the US Bankruptcy Code, we help clients stop creditor harassment, wage garnishments, and foreclosure proceedings while preserving essential assets. Our team delivers comprehensive debt relief strategies, including out-of-court settlements, budgeting guidance, and credit counseling.We prioritize compassionate, client-centered service, ensuring clients understand their options through free initial consultations. Our online filing system enables convenient, secure case processing without requiring office visits. We maintain a holistic approach to debt resolution, balancing legal expertise with practical financial advice to help clients achieve long-term stability. Our proven track record demonstrates our commitment to delivering real results while adhering to the highest ethical standards in legal practice.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Settlement
Credit Counseling
Online Filing
Details
- Year established: 2001
Highlights and features
- We have over 20 years of experience in US Bankruptcy Code proceedings
- Our team provides personalized, compassionate support throughout the bankruptcy process
- We offer secure online bankruptcy filing with no office visit required
- We take a holistic approach combining legal expertise with financial guidance
- We help clients stop creditor harassment and preserve essential assets
What people say
Phenomenal office staff
Process was easier
Highly recommend
Amazing and thorough staff
Helped get a fresh start
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. Ideal for individuals with limited income who need complete debt discharge. Our attorneys guide clients through the process to stop creditor actions while preserving exempt property.
Chapter 13 Bankruptcy
Chapter 13 restructures debts into manageable repayment plans. Designed for individuals with regular income seeking to protect assets while repaying creditors over 3-5 years. Our team helps clients develop court-approved repayment strategies.
Debt Settlement
Out-of-court debt resolution through creditor negotiations. We help clients reduce total debt amounts while avoiding bankruptcy. This service suits those seeking to maintain credit standing while resolving financial difficulties.
Credit Counseling
Pre- and post-bankruptcy financial education services. We provide practical budgeting advice and credit management strategies to help clients rebuild financial stability and prevent future debt crises.
Online Filing
Secure digital bankruptcy filing system. Allows complete case management from home with encrypted document submission and virtual consultations. Eliminates office visits while maintaining legal compliance and personalized support.
People
Kristen Nardone
Attorney
With over 20 years of bankruptcy law experience, Kristen Nardone specializes in debt relief solutions for North Carolina residents. She focuses on compassionate client representation while maintaining legal excellence in Chapter 7 and 13 proceedings.
Jessica Putt
Paralegal
Jessica Putt provides essential case management support with attention to detail. She assists clients through the bankruptcy process, ensuring accurate documentation and timely submission of all required legal filings.
Questions
How can bankruptcy help with debt relief?
Bankruptcy stops creditor harassment, wage garnishments, and foreclosure proceedings while providing structured debt elimination or repayment options.
What's the difference between Chapter 7 and 13?
Chapter 7 eliminates debts through asset liquidation while Chapter 13 restructures payments over 3-5 years with income requirements.
How much does bankruptcy cost?
Costs vary by case complexity. We offer free consultations to discuss your specific situation and available payment options.
Can I file bankruptcy online?
Yes, our secure digital system allows complete online bankruptcy processing without office visits.
What debt relief services do you offer?
We provide Chapter 7 and 13 bankruptcies, debt settlement negotiations, credit counseling, and financial planning services.
How do I qualify for Chapter 7?
Qualification requires passing a means test comparing income to North Carolina's median household income levels.
