Business Details
29 Years
experience
Your Trusted Bankruptcy Attorneys in Mankato, MN
Behm Law Group has provided specialized bankruptcy legal services in Southern Minnesota since 1997. Our practice is exclusively dedicated to bankruptcy law, offering personalized representation for Chapter 7, 12, and 13 cases. With combined experience exceeding 50 years, our attorneys bring deep expertise in debt relief solutions, including child support debt cases and family farmer bankruptcy protections. We maintain strict client confidentiality while offering flexible appointment options, including evening/weekend hours and home visits.Our team's credentials include certification from the American Board of Certification and active membership in national bankruptcy institutes. We combine technical proficiency with compassionate guidance to help clients navigate complex financial challenges and achieve lasting debt relief.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 12 Bankruptcy
Child Support Debt Cases
Bankruptcy Consultation
Details
- Year established: 1997
Highlights and features
- Exclusive focus on bankruptcy law since 1997
- Certified specialists in consumer bankruptcy
- Evening and weekend appointments available
- Home visit consultations for convenience
- Proven track record in complex debt cases
Associations and certifications
- American Bar Association
- Minnesota State Board of Legal Certification
- American Board of Certification
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation, discharging qualifying debts within 90-120 days. This option suits individuals with limited income who need immediate financial relief. Our attorneys guide clients through the exemption process to protect essential assets while eliminating unsecured debts like credit cards and medical bills.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans over 3-5 years, allowing debtors to retain property while catching up on secured debts. This solution benefits those with regular income seeking to reorganize obligations. Our team helps clients create court-approved plans that modify mortgage terms and reduce vehicle loan balances to current values.
Chapter 12 Bankruptcy
Chapter 12 offers specialized debt relief for family farmers and fishermen, enabling debt restructuring while maintaining operational continuity. Our attorneys assist agricultural clients in Marshall, MN and surrounding areas with tailored solutions that address seasonal income fluctuations and preserve farming assets through court-supervised repayment plans.
Child Support Debt Cases
Our specialists handle complex child support debt cases, addressing both dischargeable and non-dischargeable obligations. We provide strategic guidance on modifying existing support arrangements and managing arrears through appropriate bankruptcy chapters while ensuring compliance with Minnesota family court requirements.
Bankruptcy Consultation
We offer comprehensive initial consultations to assess financial situations and recommend optimal bankruptcy solutions. During these sessions, attorneys review income, expenses, and debt composition to determine eligibility for different bankruptcy chapters and explain associated legal processes and outcomes.
People
Stephen Behm
Consumer Bankruptcy Attorney
Stephen Behm is a certified consumer bankruptcy specialist with over 25 years of experience. He graduated from the University of North Dakota School of Law in 1995 and has focused exclusively on bankruptcy law since 1997. A graduate of Max Gardner's Bankruptcy Boot Camp, he specializes in creditor abuse defense and mortgage fraud remedies.
Isabelle Behm
Child Support Debt Specialist
Isabelle Behm focuses on Chapter 7 bankruptcy and child support debt cases. A former Blue Earth County Assistant Attorney, she brings extensive family law experience to debt resolution. Fluent in French, she graduated from the University of Minnesota Law School in 1999 and has practiced exclusively in bankruptcy since 2003.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7, 12, and 13 bankruptcies, providing comprehensive solutions for individuals, families, and farmers facing financial difficulties across Southern Minnesota.
Can bankruptcy stop debt collector harassment?
Yes, filing for bankruptcy triggers an automatic stay that immediately halts all collection activities, including phone calls, garnishments, and foreclosure proceedings.
Do you offer flexible appointment options?
We provide evening and weekend appointments, plus home visits when needed, to accommodate clients' schedules without requiring time off work.
How are attorney fees determined?
Our fees depend on case complexity but remain competitive. Court filing fees must be paid upfront, while attorney fees are structured according to your specific needs.
What debt relief options exist for homeowners?
Chapter 13 bankruptcy allows homeowners to catch up on mortgage payments over 3-5 years and potentially remove second mortgages through lien stripping.
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