Business Details
49 Years
experience
Your Dalton Bankruptcy Attorneys Since 1977
Hurtt & Johnson has served Northwest Georgia for over 40 years as a dedicated bankruptcy and consumer defense law firm. Our Dalton-based team specializes in Chapter 7, 13, 11, and 12 bankruptcy filings, alongside aggressive representation in credit card lawsuits, garnishment defense, and foreclosure prevention. We prioritize personalized client attention, with attorneys attending all trustee meetings and conducting hour-long initial consultations to thoroughly assess each case.Our firm distinguishes itself from assembly-line practices by maintaining local offices in Dalton and Calhoun, ensuring hands-on legal support for individuals and businesses facing financial distress. With thousands of successful cases and recognitions from the American Bankruptcy Institute, we combine deep community roots with specialized expertise to protect clients' rights through both litigation and debt reorganization strategies.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Consumer Defense
Credit Card Lawsuits
Garnishment Defense
Foreclosure Prevention
Chapter 12 Reorganization
Chapter 11 Reorganization
Details
- Year established: 1977
Highlights and features
- We offer face-to-face consultations with experienced bankruptcy attorneys
- Our team attends all trustee meetings with clients personally
- Thousands of successful bankruptcy cases filed since 1977
- Recognized by American Bankruptcy Institute and Southeastern Bankruptcy Law Institute
- Maintain local offices in Dalton and Calhoun for personalized service
Associations and certifications
- Martindale-Hubbell AV Preeminent
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for individuals facing overwhelming financial hardship. Our attorneys guide clients through the complete discharge of qualifying debts while protecting exempt property. With over 40 years of experience, we ensure proper documentation and court representation to achieve fresh financial starts for Northwest Georgia residents.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for individuals with regular income seeking to manage debt obligations. Our firm develops customized payment schedules that satisfy creditors while protecting clients' assets. We provide comprehensive court representation and financial counseling to help clients successfully complete their repayment terms and achieve long-term financial stability.
Credit Card Lawsuits
We defend clients against credit card collection lawsuits and debt validation claims. Our attorneys challenge improper documentation and ensure compliance with Fair Debt Collection Practices Act regulations. Through strategic litigation and settlement negotiations, we protect clients from unwarranted judgments while preserving their legal rights throughout the debt defense process.
Garnishment Defense
Our firm stops wage garnishments and protects clients' income from creditor collection actions. We employ legal strategies to challenge improper garnishments while exploring bankruptcy and debt restructuring options. With extensive experience in Georgia courts, we advocate for immediate relief from financial pressures while developing long-term solutions for debt resolution.
Chapter 12 Reorganization
Chapter 12 reorganization provides debt relief specifically for family farmers facing financial distress. We develop customized repayment plans that address agricultural debt while maintaining operational continuity. Our attorneys combine specialized knowledge of farm bankruptcy laws with practical understanding of agricultural business needs to protect rural livelihoods across Northwest Georgia.
People
Michael D. Hurtt
Managing Partner
Practicing law since 1977 with focus on consumer bankruptcy and defense. AV Preeminent rated attorney with Martindale-Hubbell. Active community leader serving local educational and nonprofit organizations. Vietnam Era Army veteran with deep roots in Dalton's legal community.
David W. Johnson
Partner
Specializes in consumer and small business bankruptcy cases since joining the firm in 2009. Recipient of American Bankruptcy Institute's Medal of Excellence. Former Southeastern Bankruptcy Law Institute scholar. Serves as Conasauga Bar Association president during 2014-15 term.
Questions
What bankruptcy options are available for individuals?
We handle Chapter 7 liquidation and Chapter 13 repayment plans for individuals. Our attorneys evaluate your financial situation to determine which option best meets your needs while explaining all available debt relief alternatives.
How does your firm handle creditor lawsuits?
We defend against credit card lawsuits, garnishments, and foreclosure actions while exploring both bankruptcy and non-bankruptcy solutions. Our attorneys appear at all court proceedings to protect your legal rights throughout the litigation process.
Do you serve areas outside Northwest Georgia?
While our offices serve Dalton, Calhoun, and surrounding communities, we represent clients in bankruptcy courts across Georgia including Chattanooga, Atlanta, and other locations. Contact us to discuss your specific situation.
What makes your firm different from other bankruptcy practices?
We provide personalized representation with experienced attorneys attending all meetings and court appearances. Our consultation process includes thorough document review and customized debt relief strategies unlike assembly-line bankruptcy firms.
How can I schedule an initial consultation?
Contact our Dalton or Calhoun office to arrange a free, confidential consultation. We'll review your financial situation during an hour-long session with an experienced bankruptcy attorney to discuss all available options.
