Business Details
28 Years
experience
Emergency
services
Western New York's Trusted Bankruptcy & Debt Relief Lawyers
For over 25 years, our law firm has specialized exclusively in bankruptcy, foreclosure defense, and debt relief solutions for residents of Western New York. We have successfully helped more than 20,000 clients protect their assets, including homes, cars, and tax refunds, while navigating complex financial challenges. Our practice focuses on Chapter 7 and Chapter 13 bankruptcy filings, with legal fees starting at $795 and $100 down respectively, and we offer flexible payment arrangements to ensure accessibility. We prioritize complete client confidentiality and have developed a reputation for providing compassionate, personalized legal representation during difficult times. Our team has handled some of the most complex debt cases in the region, including defending against mortgage foreclosures and property tax seizures.We provide comprehensive educational resources, including a free 135-page bankruptcy guide, to help clients understand their options. Our offices across Western New York, including locations in Buffalo, Rochester, and Niagara Falls, offer convenient access to legal services. We guarantee asset protection in every case we file and have demonstrated expertise in navigating bankruptcy exemptions to maximize client benefits. Our approach combines legal specialization with practical financial guidance to help clients rebuild credit and achieve long-term financial stability. This focused expertise has earned us recognition as Western New York's largest consumer bankruptcy law firm.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Settlement
Foreclosure Defense
Loan Modifications
Credit Rebuilding
Asset Protection
Bankruptcy Exemptions
Debt Relief
Bankruptcy Consultation
Details
- Year established: 1998
Highlights and features
- We have 25 years of exclusive bankruptcy law experience
- Our Chapter 7 fees start at $795 with payment plans available
- We guarantee complete asset protection in every case
- 12 convenient Western New York office locations
- We've successfully handled 15,000+ bankruptcy cases
What people say
Professional and polite
Compassionate during stressful time
Reasonable fees
Prompt replies
Successfully reduced payments
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. Our experienced attorneys guide clients through the process to eliminate unsecured debts while protecting exempt assets. We ensure compliance with Western New York bankruptcy courts while maximizing client benefits through strategic exemption planning.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. Our team creates customized payment schedules that satisfy court requirements while maintaining client financial stability. We specialize in negotiating favorable terms with creditors and trustees to ensure plan confirmation and successful completion.
Foreclosure Defense
Our foreclosure defense services protect homeowners facing property seizure. We employ legal strategies to halt proceedings, negotiate loan modifications, and create repayment plans. With extensive experience in Western New York courts, we've successfully defended thousands of foreclosure cases while preserving client equity and creditworthiness.
Debt Settlement
Debt settlement resolves unsecured obligations through negotiated settlements with creditors. Our attorneys leverage their bankruptcy expertise to achieve favorable terms while maintaining legal protections. We prioritize solutions that minimize tax consequences and avoid the risks associated with traditional debt settlement programs.
Asset Protection
Our asset protection services ensure clients retain critical assets during bankruptcy proceedings. We employ strategic exemption planning and legal safeguards to protect homes, vehicles, and financial accounts. With comprehensive knowledge of New York bankruptcy laws, we guarantee complete asset preservation in every case we accept.
People
Peter Grubea
Attorney
With over 25 years of exclusive bankruptcy law experience, Peter Grubea has successfully represented 15,000+ clients in Western New York. His expertise in Chapter 7 and Chapter 13 filings, foreclosure defense, and debt relief solutions has established him as a leading consumer bankruptcy attorney in the region.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debts through asset liquidation, while Chapter 13 establishes repayment plans. Our attorneys help determine which option best suits your financial situation and goals.
Will I lose my home and car if I file bankruptcy?
No. We guarantee complete asset protection in every case we file, including homes, vehicles, and tax refunds through strategic exemption planning.
How much does bankruptcy cost?
Chapter 7 starts at $795 and Chapter 13 at $100 down. We offer flexible payment plans to make our services accessible for all clients.
Can bankruptcy help with foreclosure?
Yes. We specialize in stopping foreclosures and have successfully defended thousands of cases while helping clients retain their homes through Chapter 13 plans.
How does bankruptcy affect credit?
Bankruptcy often improves credit faster by eliminating unmanageable debt. Most clients see credit score improvements within 12-18 months after filing.
What areas do you serve?
We have 12 offices across Western New York, including Buffalo, Rochester, Niagara Falls, and Jamestown, serving all counties in the region.
