Business Details
Trusted Bankruptcy Attorneys in the Bay Area
EH Law Group was founded on the principle that everyone deserves a fresh financial start. Attorneys Eddy Hsu and Grace Ho combined their shared passion for helping others after meeting in law school, creating a firm that blends compassionate understanding with exceptional legal expertise. With over 14 years of combined experience and more than 1,000 successfully filed bankruptcy cases, the firm specializes in guiding individuals and families through complex financial challenges.Our approach ensures clients feel supported from initial consultation to case resolution, offering personalized strategies to stop creditor harassment, prevent foreclosure, and achieve debt relief. We serve the Bay Area with offices in San Mateo and San Francisco, prioritizing transparency, client education, and tailored legal solutions.
Services
Personal Bankruptcy
Business Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Defense
Debt Relief Consultation
Creditor Harassment Protection
Asset Protection Planning
Bankruptcy Case Filing
Financial Restructuring
Highlights and features
- We offer over 14 years of combined experience in bankruptcy law.
- Our team provides personalized guidance to protect your home and future.
- We guarantee transparent communication and no hidden fees.
- Our attorneys have successfully filed over 1,000 bankruptcy cases.
- We operate with full transparency and no hidden fees.
What people say
Very helpful
Knowledgeable
Capable hands
Cared about me
Free consultation
Services
Personal Bankruptcy
We help individuals eliminate overwhelming debt through Chapter 7 or restructure payments via Chapter 13 bankruptcy. Our attorneys guide clients through asset protection, creditor negotiations, and court proceedings while ensuring compliance with California bankruptcy laws. With personalized strategies, we help clients stop wage garnishments, foreclosures, and collection calls.
Business Bankruptcy
Our firm assists businesses in reorganizing debt under Chapter 11 or liquidating assets through Chapter 7 bankruptcy. We provide strategic counsel to protect business interests, negotiate with creditors, and ensure operational continuity where possible. Our experience includes handling complex commercial debt issues and court filings for small to mid-sized enterprises.
Foreclosure Defense
We specialize in stopping home foreclosures by filing bankruptcy petitions that trigger automatic stay protections. Our team evaluates loan modifications, short sales, and reaffirmation agreements to help clients retain their properties. We work closely with clients to develop customized solutions that align with their long-term financial goals.
Chapter 13 Bankruptcy
This service helps clients restructure debt into manageable three-to-five-year repayment plans. We handle all aspects of Chapter 13 filings, including creating feasible payment proposals, negotiating with trustees, and modifying plans when needed. Our focus is on helping clients retain assets while achieving financial stability through court-approved repayment schedules.
Creditor Harassment Protection
We provide legal protection against aggressive debt collection practices by leveraging bankruptcy protections. Our services include issuing cease-and-desist letters, representing clients in disputes, and implementing strategies to stop wage garnishments and harassing communications while ensuring compliance with federal and state debt collection laws.
People
Eddy Hsu
Attorney
Admitted to the California Bar since 2006, Eddy Hsu has helped over 300 clients achieve financial relief through bankruptcy solutions. He specializes in bankruptcy law, family law, and estate planning, bringing extensive legal expertise to each case.
Grace Ho
Attorney
Grace Ho, a California Bar member since 2006, focuses on bankruptcy, personal injury, and employment law. With a Yale University education and deep community ties, she provides compassionate yet results-driven legal representation to individuals facing financial challenges.
Questions
What types of bankruptcy cases do you handle?
We specialize in Chapter 7, Chapter 13, and business bankruptcy cases, helping individuals and businesses eliminate or restructure debt through court-approved solutions.
How can bankruptcy stop foreclosure?
Filing for bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings, giving homeowners time to restructure mortgage debt or explore alternative solutions.
Will I lose my assets in bankruptcy?
California exemptions often allow debtors to retain essential assets like homes, vehicles, and personal property. We help clients maximize asset protection through strategic bankruptcy planning.
What are the differences between Chapter 7 and Chapter 13?
Chapter 7 eliminates unsecured debt through asset liquidation, while Chapter 13 restructures debt into a manageable repayment plan. We help clients determine which option best fits their financial situation.
How long does bankruptcy affect credit?
Chapter 7 remains on credit reports for 10 years, while Chapter 13 stays for 7 years. We provide post-bankruptcy credit rebuilding guidance to help clients restore financial health.
