Business Details
12 Years
experience
Trusted Consumer Fraud Lawyers in Fairfax, VA
Since 2014, Kelly Guzzo, PLC has been a dedicated advocate for consumers facing identity theft, credit reporting errors, and financial fraud. Our team of experienced attorneys specializes in consumer protection law, leveraging deep expertise in the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) to hold corporations accountable. With offices in Virginia, Maryland, Washington, D.C., and Hawaii, we provide personalized legal strategies tailored to each client's unique circumstances.Our attorneys have secured over $1 billion in public settlements across 1,000+ consumer cases, maintaining a client-focused approach that prioritizes transparency and results. We operate on a contingency basis, ensuring clients pay nothing unless we successfully resolve their case. Our proven track record in class-action litigation demonstrates our commitment to leveling the playing field between individuals and large institutions.
Services
Credit Reporting Errors
Identity Theft
Mortgage Servicing Abuse
Mixed Credit Reports
Background Check Issues
Unauthorized Transactions
Unlawful Debt Collection
Payday Loan Defense
Wrongful Foreclosures
Details
- Year established: 2014
Highlights and features
- We have over 20 years of combined experience in consumer protection law
- Our team operates on a contingency basis with zero upfront costs
- We serve clients across four states including Virginia and Hawaii
- We've recovered $1 billion+ in public settlements for consumers
- Our attorneys have litigated 1,000+ consumer cases in federal courts
What people say
Tremendous help
Excellent settlement results
Knowledgeable and effective
Saved my home
Compassionate representation
Services
Credit Reporting Errors
Our attorneys correct inaccurate, outdated, or incomplete information on credit reports that negatively impact clients' financial opportunities. We specialize in resolving mixed credit reports containing another person's information. With extensive experience in FCRA litigation, we've successfully removed erroneous data for thousands of clients across multiple states.
Identity Theft
We help clients recover from identity theft by removing fraudulent accounts and inaccurate information from credit reports. Our team works directly with credit bureaus and financial institutions to resolve cases efficiently. We've secured favorable settlements for clients facing severe credit damage due to stolen identities.
Mortgage Servicing Abuse
Our attorneys address abusive mortgage servicing practices including improper fees and wrongful foreclosure attempts. We've successfully represented homeowners facing foreclosure due to servicer errors. Our team has obtained court victories against major mortgage companies for FCRA violations.
Class Action Litigation
We represent consumers in class-action lawsuits against corporations for systemic violations. Our attorneys have served as class counsel in numerous cases involving credit reporting agencies and financial institutions. This approach allows multiple affected consumers to seek justice collectively.
Unlawful Debt Collection
We protect clients from illegal debt collection practices including harassment and false reporting. Our team has successfully challenged improper collections related to medical debt, credit cards, and student loans. We've obtained complete removal of derogatory marks from credit reports.
People
Kristi C. Kelly
Attorney
Experienced consumer protection attorney with 15+ years of litigation success in FCRA and FDCPA cases. Specializes in credit reporting errors and mortgage abuse cases. Recognized for achieving favorable settlements in complex consumer fraud matters.
Andrew J. Guzzo
Attorney
Skilled litigator focusing on identity theft and background check errors. Successfully represented clients in federal court against major credit reporting agencies. Known for thorough case preparation and client communication.
Casey S. Nash
Attorney
Consumer rights advocate with expertise in mixed credit report cases. Handles complex disputes involving multiple credit bureaus. Maintains strong track record in resolving cases involving similar-name identity confusion.
Questions
What consumer rights do you help protect?
We specialize in Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) violations, including credit errors, identity theft, and mortgage abuse cases.
How much does your legal representation cost?
We work on a contingency basis - you pay nothing unless we successfully resolve your case. Many clients owe no out-of-pocket fees.
In which states do you provide legal services?
We represent clients in Virginia, Maryland, Washington, D.C., and Hawaii, with additional experience handling cases nationwide through federal litigation.
What types of cases do you handle?
We focus on consumer fraud cases including credit reporting errors, identity theft, mortgage servicing abuse, mixed credit reports, and unlawful debt collection practices.
How long does a typical case take?
Most credit-related cases resolve within 3-12 months depending on complexity. Class-action lawsuits may take longer but provide broader consumer protections.
