Business Details
16 Years
experience
Your Trusted Bankruptcy Attorney in Longmont, CO
Stoneman Legal has been providing compassionate bankruptcy law services in Longmont, Colorado since 2010. Our practice focuses on helping individuals and businesses navigate financial challenges through personalized legal solutions. With extensive experience in Chapter 7 and Chapter 13 bankruptcies, we prioritize client education and emotional support throughout the process. Our founder, Todd Stoneman, brings a unique combination of legal expertise and empathetic guidance to every case. We specialize in debt relief strategies that protect assets while ensuring compliance with Colorado bankruptcy exemptions.Our track record demonstrates consistent success in helping clients achieve financial renewal. We maintain transparent communication about all aspects of bankruptcy proceedings, including credit rebuilding and creditor interactions. Our office serves clients across the Colorado Front Range with both in-person and virtual consultations. Client testimonials consistently highlight our ability to demystify complex legal processes and provide judgment-free support. We remain committed to evolving our practice to meet changing legal landscapes while maintaining our core values of integrity and client advocacy.
Services
Bankruptcy Law
Chapter 7 Filings
Chapter 13 Reorganization
Debt Relief Strategies
Legal Consultations
Details
- Year established: 2010
Highlights and features
- We offer over 14 years of specialized bankruptcy law experience since 2010
- Our practice combines legal expertise with compassionate client support
- We provide clear explanations of Colorado-specific bankruptcy exemptions
- Our team maintains transparent communication about all legal processes
- We serve clients across the Colorado Front Range with local knowledge
What people say
Compassionate attorney
Extremely knowledgeable
Made process easier
Personalized approach
Positive results
Services
Bankruptcy Law
Stoneman Legal specializes in bankruptcy law, helping clients eliminate or restructure debt through Chapter 7 and Chapter 13 filings. Our practice protects assets while navigating complex legal requirements. We provide comprehensive guidance through every stage of the bankruptcy process.
Chapter 7 Filings
Our Chapter 7 services help clients achieve quick debt discharge through asset liquidation exemptions. We ensure compliance with Colorado exemption laws while protecting essential assets. This process typically concludes within 90 days of filing.
Chapter 13 Reorganization
Chapter 13 services create structured repayment plans for clients with non-exempt assets or higher income. We develop court-approved payment schedules that protect property while satisfying creditor obligations over 3-5 years.
Debt Relief Strategies
We develop customized debt relief strategies that consider each client's unique financial situation. Our approach balances immediate debt protection with long-term financial recovery planning. Services include creditor negotiation and exemption maximization.
Legal Consultations
Initial consultations assess clients' financial situations and explore bankruptcy options. We provide detailed explanations of legal processes, exemption protections, and post-bankruptcy credit rebuilding strategies during these sessions.
People
Todd Stoneman
Attorney
Todd Stoneman has specialized in bankruptcy law since 2010, helping Colorado residents achieve financial renewal. He emphasizes compassionate guidance through complex legal processes while maintaining transparent communication about client options and outcomes.
Questions
Will filing bankruptcy ruin my life or make me a failure?
No. Bankruptcy is a legal tool for financial renewal, not a personal failure. Many clients find it empowering after medical emergencies, job loss, or other life challenges.
Will I lose all my possessions through bankruptcy?
No. Colorado exemptions protect most personal property, including homes with equity up to $250,000. Most clients retain their assets after filing.
Can I rebuild credit after bankruptcy?
Yes. Clients typically qualify for secured credit cards immediately after discharge. Credit scores often improve within 12-24 months through responsible financial management.
How long does the bankruptcy process take?
Chapter 7 cases take about 3 months from filing to discharge. Chapter 13 requires 3-5 years of court-supervised payments before final discharge.
What's the difference between Chapter 7 and Chapter 13?
Chapter 7 is liquidation bankruptcy for quick debt discharge. Chapter 13 creates payment plans for debtors with higher income or non-exempt assets they wish to protect.
