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21 Years
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Your Trusted Bankruptcy Law Firm in Los Angeles
RHM LAW LLP has been a trusted advocate for individuals and businesses facing financial distress for over two decades. Our certified bankruptcy specialists combine deep legal expertise with compassionate client care, offering tailored solutions for debt relief, foreclosure defense, and loan modifications. With multilingual support in English, Spanish, and Farsi, we serve clients across Southern California from our offices in Los Angeles and Encino.

Recognized in the top 5% of law firms, our team includes Superlawyers with decades of experience in Chapter 7, 11, and 13 bankruptcies. We prioritize transparency, providing free initial consultations and clear guidance through complex legal processes. Our proven track record of over 7,500 bankruptcy cases demonstrates our commitment to helping clients achieve financial stability while maintaining dignity and control.
Services
Chapter 7 Bankruptcy Chapter 13 Bankruptcy Loan Modification Foreclosure Defense IRS Tax Relief Creditor Harassment Protection
Details
  • Year established: 2005
Highlights and features
  • Certified Bankruptcy Specialists with decades of experience
  • Multilingual support in English, Spanish, and Farsi
  • Recognized in the top 5% of law firms by Superlawyers
  • Free initial 30-minute consultations with no obligation
  • Proven track record of 7,500+ successful bankruptcy cases
Associations and certifications
  • California State Bar Bankruptcy Certification
What people say
Professional and compassionate Saved my home Thorough and knowledgeable Top-notch pros Transparent and helpful
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides immediate debt relief through asset liquidation, discharging unsecured debts like credit cards. This option suits individuals with limited income seeking a financial fresh start. Our attorneys ensure proper exemption protection while navigating the 4-6 month process.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy restructures debts into manageable payments over 3-5 years, protecting assets like homes and cars. Ideal for those with regular income, this option stops foreclosures while consolidating arrears into court-approved repayment plans.
Loan Modification
Loan modification services renegotiate mortgage terms to reduce payments through principal reduction or interest rate adjustments. Our specialists work with lenders to create sustainable solutions, preventing foreclosure while keeping homeownership viable.
Foreclosure Defense
Foreclosure defense employs legal strategies to stop home seizures through bankruptcy filings, loan modifications, or court challenges. Our team leverages California's homestead exemption laws and procedural protections to preserve client assets during financial crises.
IRS Tax Relief
IRS tax relief options include installment agreements, offers in compromise, and penalty abatements. Our certified specialists negotiate with tax authorities to reduce liabilities while ensuring compliance with federal and state tax regulations.
People
Matt D. Resnik
Managing Partner
Superlawyer for 11 consecutive years, Matt specializes in bankruptcy law with a focus on Chapter 7 and 13 filings. He provides compassionate legal guidance to Southern California residents facing financial hardship.
Roksana D. Moradi-Brovia
Partner
Recognized Superlawyer for seven years, Roksana handles complex bankruptcy cases and loan modifications. Her expertise in debt restructuring helps businesses and individuals achieve financial stability through strategic legal solutions.
M. Jonathan Hayes
Senior Counsel
With decades of bankruptcy law experience, Jonathan provides strategic counsel on debt relief options. His comprehensive approach helps clients navigate complex financial challenges while maintaining legal compliance.
David M. Kritzer
Senior Associate Attorney
David specializes in creditor negotiations and debt settlement. His practical approach helps clients resolve financial disputes while minimizing legal complications through effective bankruptcy planning strategies.
Russell J. Stong III
Associate Attorney
Russell focuses on consumer bankruptcy cases, providing personalized solutions for individuals facing foreclosure and wage garnishment. His client-centered approach ensures clear communication throughout the legal process.
Questions
What are the different types of bankruptcy available in California?
California offers Chapter 7 (liquidation), Chapter 11 (business reorganization), and Chapter 13 (individual repayment plans). Our certified specialists help determine which option best fits your financial situation.
How does bankruptcy affect my credit score?
While bankruptcy initially impacts credit scores, it provides a fresh start by eliminating overwhelming debt, allowing responsible financial rebuilding within 2-3 years through proper credit management.
Can bankruptcy stop foreclosure proceedings?
Yes, filing for bankruptcy triggers an automatic stay that immediately halts foreclosure, giving homeowners time to restructure debts or modify loans through Chapter 13 protection.
What documents are needed for a bankruptcy consultation?
Bring recent pay stubs, tax returns, creditor statements, property listings, and ID. Our attorneys will review these to create your personalized debt relief strategy during the free initial consultation.
Do you offer multilingual services?
Yes, our attorneys provide legal services in English, Spanish, and Farsi to better serve Southern California's diverse communities.
How long does the bankruptcy process take?
Chapter 7 cases typically complete in 4-6 months, while Chapter 13 repayment plans last 3-5 years. Our team ensures timely filing compliance to expedite your financial fresh start.