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Business Details
46 Years
experience
Your Trusted Jacksonville Bankruptcy Attorney for Fresh Financial Start
Established in 1980, the Bankruptcy Law Firm Of DC Higginbotham has dedicated over four decades to providing expert legal guidance in consumer bankruptcy cases across North Florida. Our practice, led by D.C. Higginbotham and his son Trent, focuses exclusively on Chapter 7 and Chapter 13 bankruptcies, with a combined experience of handling over 10,000 cases. We prioritize direct attorney-client collaboration, ensuring personalized strategies to stop creditor harassment, protect assets, and eliminate debt. Our process includes comprehensive consultations, transparent fee structures, and ongoing legal support throughout the bankruptcy proceedings.

Recognized for our commitment to client education, we offer practical advice on debt management and financial recovery. With office hours Monday through Friday and remote consultation options, we strive to make bankruptcy relief accessible and stress-free. Our reputation for integrity and results-driven representation has been built through decades of successfully guiding individuals and families toward financial freedom.
Services
Chapter 7 Bankruptcy Chapter 13 Bankruptcy Asset Protection Free Consultation Debt Relief
Details
  • Year established: 1980
Highlights and features
  • We offer 30+ years of exclusive bankruptcy law experience
  • Direct attorney involvement in every case from consultation to discharge
  • Proven strategies to stop creditor harassment and wage garnishments
  • Transparent fee structures with flexible payment options
  • Personalized asset protection plans tailored to client needs
What people say
Excellent service Knowledgeable attorney Stopped collections Fresh start Professional staff
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. This process stops creditor harassment and wage garnishments while protecting essential assets. Clients pay $430 upfront with flexible payment options for remaining fees. Most cases complete within 4-6 months.
Chapter 13 Bankruptcy
Chapter 13 reorganizes debts into manageable payments over 3-5 years. This option stops foreclosure proceedings and allows debtors to keep valuable assets. Total $5,000 fee included in monthly payments determined by income and expenses.
Asset Protection
Our firm specializes in protecting client assets during bankruptcy proceedings. We develop customized strategies to safeguard homes, vehicles, and personal property while eliminating unsecured debts through legal exemptions and court-approved plans.
Free Consultation
We offer complimentary 30-60 minute consultations to assess financial situations. During these sessions, attorneys analyze debts, income, and assets to recommend optimal solutions while explaining bankruptcy options and associated costs.
Debt Relief
Our debt relief services focus on eliminating credit card balances, medical bills, and other unsecured obligations. Through bankruptcy filings, we help clients achieve permanent solutions rather than temporary fixes for long-term financial stability.
People
D.C. Higginbotham
Founding Attorney
A University of Florida Law graduate with 40+ years legal experience, including 30+ years specializing in bankruptcy law. Former Marine Corps Judge Advocate General with proven track record in debt relief solutions.
Trent Higginbotham
Attorney
Licensed attorney since 2015 with Stetson Law School background. Practices exclusively in bankruptcy law alongside his father, providing personalized client representation and case management expertise.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, with over 30 years of experience in both processes.
How much does bankruptcy cost?
Chapter 7 starts at $430 upfront with $2,000 in installments. Chapter 13 costs $5,000 total, included in monthly payments.
Can you stop creditor harassment?
Yes, our firm immediately implements legal protections to stop collection calls, wage garnishments, and debt collector contact.
How long does bankruptcy take?
Chapter 7 typically completes in 4-6 months. Chapter 13 requires 3-5 years of structured payments.
Do you offer free consultations?
Yes, we provide complimentary 30-60 minute consultations to evaluate your financial situation and discuss options.
Can I keep my home during bankruptcy?
Our firm develops customized asset protection plans to help clients retain essential property while eliminating unsecured debts.