Business Details
46 Years
experience
Your Trusted Bankruptcy Lawyers in Redwood City, CA
Moran Law Group has been a trusted name in bankruptcy law since 1980, offering specialized legal services to individuals and small businesses in the San Francisco Bay Area. Our practice focuses on helping clients navigate complex financial challenges through Chapter 13 and Chapter 7 bankruptcy, creditor representation, and debt discharge strategies. With over 25 years of combined experience, our team prioritizes personalized attention, practical solutions, and cost-effective outcomes.We specialize in addressing family law intersections with bankruptcy, tax discharge cases, and post-bankruptcy violations. Our commitment to client education and transparent communication ensures informed decision-making. As certified bankruptcy specialists since 1996, we leverage deep expertise to protect assets, resolve disputes, and provide actionable pathways to financial recovery.
Services
Chapter 13 Bankruptcy
Debt Relief
Asset Protection
Creditor Representation
Family Law in Bankruptcy
Tax Discharge Cases
Post-Bankruptcy Violations
Business Bankruptcy
Foreclosure Defense
Credit Counseling
Details
- Year established: 1980
Highlights and features
- We offer over 40 years of combined experience in bankruptcy law.
- Our team provides personalized attention and practical, cost-effective solutions.
- We specialize in complex Chapter 13 cases and creditor disputes.
- Our practice covers Bay Area-specific financial and legal challenges.
- We prioritize client education and transparent communication.
Associations and certifications
- Certified Bankruptcy Specialist
Services
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to restructure debts into manageable monthly payments over 3-5 years. This option is ideal for individuals with steady income seeking to retain assets like homes or cars while discharging unsecured debts. Our team tailors plans to maximize debt relief and ensure compliance with court requirements.
Debt Relief
We help clients eliminate or reduce unsecured debts through bankruptcy or negotiation. Our approach focuses on discharging obligations like credit card balances and medical bills, providing a fresh financial start while protecting exempt assets under California law.
Foreclosure Defense
Our firm specializes in halting foreclosures through bankruptcy filings and legal strategies. By leveraging California exemptions and bankruptcy protections, we help homeowners restructure mortgage arrears, negotiate with lenders, and retain their primary residences.
Tax Discharge Cases
We assist clients in discharging eligible tax debts through bankruptcy or repayment plans. Our expertise includes navigating complex tax codes to eliminate penalties, reduce liabilities, and resolve IRS or state tax disputes efficiently.
Creditor Representation
Moran Law Group represents clients facing aggressive creditor actions, including lawsuits, garnishments, or liens. We enforce bankruptcy stays, challenge improper claims, and negotiate settlements to protect your rights and financial interests.
People
Cathy Moran
Attorney
Cathy Moran has practiced bankruptcy law in the Silicon Valley since 1980, specializing in Chapter 13 cases and debtor-creditor disputes. Certified as a bankruptcy specialist since 1996, she advocates for clients' financial recovery through strategic legal solutions and community education.
Questions
What bankruptcy options are available for individuals?
We specialize in Chapter 7 and Chapter 13 bankruptcy, offering tailored solutions to discharge debts and restructure payments based on your financial situation.
How can bankruptcy protect my assets?
Our strategies focus on exempt assets under California law, ensuring you retain essential property like your home or car while resolving debts.
Can bankruptcy stop foreclosure?
Yes, filing bankruptcy triggers an automatic stay, halting foreclosure proceedings and providing time to restructure mortgage arrears.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 liquidates non-exempt assets to pay creditors, while Chapter 13 creates a repayment plan to retain assets and discharge debts over time.
How does bankruptcy affect my credit score?
While bankruptcy impacts credit initially, it often allows for faster recovery by eliminating overwhelming debt and improving financial stability.
