Business Details
47 Years
experience
Trusted Bankruptcy Lawyers in Hackensack, NJ
At Kopelman & Kopelman, we specialize in guiding individuals through complex financial challenges with compassion and expertise. With decades of combined experience in bankruptcy law, our team provides personalized solutions to help clients eliminate debt, protect assets, and rebuild financial stability. Our practice is rooted in a deep understanding of the emotional and practical burdens of financial distress, and we prioritize clear communication, strategic problem-solving, and unwavering advocacy.Recognized for our client-centered approach, we have successfully represented thousands of individuals and businesses in New Jersey and New York, offering free consultations to ensure accessible, timely support. Our commitment to excellence is reflected in our track record of favorable outcomes and client testimonials praising our professionalism, empathy, and dedication.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Restructuring
Asset Protection
Foreclosure Defense
Credit Rebuilding
Details
- Year established: 1979
Highlights and features
- We offer over 40 years of combined experience in bankruptcy law.
- Our team provides personalized guidance through complex financial challenges.
- We prioritize client education and transparent communication.
- Our attorneys have represented thousands of satisfied clients in New Jersey.
- We offer free initial consultations to discuss debt relief options.
What people say
Fresh start
Professional
Compassionate
Clear communication
Dedicated
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts like credit cards and medical bills. This process allows debtors to discharge obligations while retaining exempt assets. Our attorneys guide clients through eligibility requirements, asset protection strategies, and court proceedings to achieve swift financial relief.
Chapter 13 Bankruptcy
Chapter 13 reorganizes debts into manageable monthly payments over 3-5 years. This option helps clients retain property, stop foreclosures, and consolidate obligations. We develop customized plans to address secured and unsecured debts while complying with court requirements.
Foreclosure Defense
We help homeowners prevent property loss through bankruptcy filings, loan modifications, and legal strategies. Our approach focuses on maximizing exemptions, negotiating with lenders, and utilizing federal protections to preserve housing stability during financial crises.
People
Carol Weinflash Kopelman
Attorney
Carol Weinflash Kopelman has practiced law since 1994, specializing in bankruptcy and estate matters. Her empathy and legal expertise help clients navigate financial crises with clarity and confidence.
Michael S. Kopelman
Attorney
Michael S. Kopelman has specialized in bankruptcy law for over 48 years. As a former clerk and partner in premier insolvency firms, he provides strategic guidance for complex debt relief solutions.
Questions
What is Chapter 7 bankruptcy?
Chapter 7 eliminates unsecured debts through liquidation. It allows debtors to discharge obligations like credit cards while retaining exempt assets.
How does Chapter 13 work?
Chapter 13 reorganizes debts into a 3-5 year repayment plan. It stops foreclosures and consolidates obligations into manageable monthly payments.
Will bankruptcy stop creditor harassment?
Yes. Filing for bankruptcy triggers an automatic stay, immediately halting creditor calls, collections, and legal actions against you.
Can I keep my home?
Yes, if you maintain mortgage payments or use Chapter 13 to catch up arrears. We help maximize exemptions to protect your property.
How much does bankruptcy cost?
Fees vary by case complexity. We offer free consultations to discuss your options and create an affordable payment plan.
