Business Details
47 Years
experience
Your Trusted Rochester Bankruptcy Lawyer
R Schwartz Law is a legal practice serving Rochester, New York, and surrounding areas with over 30 years of experience in bankruptcy, real estate, and estate planning. Founded in 1979, the firm prioritizes individualized client attention and cost-effective solutions, leveraging negotiation skills to minimize litigation while providing steadfast courtroom representation when necessary. The practice specializes in Chapter 7 and Chapter 13 bankruptcy filings, foreclosure prevention, creditor harassment mitigation, and estate planning services including wills and powers of attorney.Located in Henrietta, the firm offers free initial bankruptcy consultations during standard business hours. With a focus on transparency and client education, the firm addresses common bankruptcy myths, explains exempt property protections, and provides tailored strategies for debt relief, medical bill management, and vehicle repossession prevention. The attorney maintains active licenses in all New York courts and federal jurisdictions within the Western District of New York.
Services
Bankruptcy Filings
Real Estate Transactions
Estate Planning
Foreclosure Prevention
Debt Relief Strategies
Details
- Year established: 1979
Highlights and features
- We offer over 30 years of legal experience in bankruptcy and estate planning
- Our practice provides individualized attention to each client's unique situation
- Free initial bankruptcy consultations available for debt relief assessment
- We represent clients in all New York state and federal court jurisdictions
- Our office serves multiple counties across Western New York regionally
What people say
Personalized attention
Effective debt solutions
Knowledgeable representation
Professional guidance
Timely responses
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation. This service helps clients discharge unsecured debts like credit cards and medical bills while protecting exempt property. Our firm guides clients through eligibility requirements and helps determine if this bankruptcy option is appropriate for their financial situation.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows debt restructuring through repayment plans. We assist clients in creating court-approved payment schedules to manage mortgage arrears, vehicle loans, and other debts over 3-5 years while protecting assets from repossession or foreclosure through the automatic stay provision.
Estate Planning
Estate planning services include will creation and power of attorney documentation. We help clients establish legal frameworks for asset distribution, healthcare directives, and financial decision-making authority. Our practice also assists executors with probate proceedings and estate settlement processes.
Real Estate Transactions
Real estate transaction services cover residential and commercial property transfers. We provide contract review, title examination, and closing representation for buyers and sellers. Our practice ensures proper documentation and legal compliance throughout the property transfer process in New York jurisdictions.
Creditor Harassment Defense
Creditor harassment defense protects clients from illegal collection practices. We implement strategies to stop wage garnishments, vehicle repossessions, and harassing communications through bankruptcy filings or legal interventions under the Fair Debt Collection Practices Act and state regulations.
People
R Schwartz Law
Attorney
Licensed New York attorney with over 30 years of legal experience specializing in bankruptcy, real estate, and estate planning. Admitted to all New York state courts and federal courts in the Western District of New York. Focuses on individualized client representation and cost-effective legal solutions.
Questions
What bankruptcy options are available in New York?
New York residents can file Chapter 7 for debt discharge or Chapter 13 for debt reorganization. Our firm helps determine which option best suits your financial situation.
How can bankruptcy stop foreclosure?
Filing bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings, giving you time to restructure mortgage payments through Chapter 13 bankruptcy.
What estate planning documents do I need?
Essential estate planning documents include wills, powers of attorney, and healthcare proxies. Our practice helps create comprehensive plans for asset distribution and decision-making authority.
Can I keep my property during bankruptcy?
Most clients retain property through bankruptcy exemptions. Married couples can protect up to $150,000 in home equity and other essential assets during the bankruptcy process.
What debt relief alternatives exist besides bankruptcy?
Alternatives include debt settlement negotiations and creditor payment plans. Our firm evaluates all options to determine the most effective solution for your specific financial circumstances.
How do I schedule a consultation?
Contact our Rochester office at 585-763-0500 during business hours or use our online contact form to schedule a free initial bankruptcy consultation.
