Business Details
50+ Years
experience
Debt Collection Legal Services in New Jersey
Ragan & Ragan has specialized in debtor/creditor litigation since 1974, providing comprehensive legal collection services for clients of all sizes. Our practice spans commercial, retail, education, and medical collections, along with insurance subrogation, bankruptcy proceedings, and landlord-tenant matters across New Jersey, Delaware, and New York. We operate in a paperless environment using VMedia document imaging software and Commercial Legal Software (CLS), enabling efficient electronic filing with the Superior Court of New Jersey Special Civil Part through JEFIS.As the first firm in New Jersey to file an electronic complaint, we combine technological innovation with personalized attention to detail for every client. Our memberships in the Commercial Law League of America (CLLA) and National Association of Retail Collection Attorneys (NARCA) reflect our industry leadership, while our inclusion on national referral lists like The Forwarders List and The General Bar underscores our professional reputation. We maintain offices in Wall, New Jersey, and Wilmington, Delaware, serving creditors through dedicated legal representation.
Services
Commercial Collections
Retail Collections
Education Collections
Medical Collections
Subrogation
Bankruptcy Representation
Landlord-Tenant Litigation
Details
- Year established: 1974
Highlights and features
- We have over 50 years of experience in debtor/creditor litigation
- Our paperless technology enables efficient case management and electronic filings
- We maintain active memberships in leading legal collection associations
- We pioneered electronic complaint filing in New Jersey
- Our team provides personalized attention to clients of all sizes
Associations and certifications
- Commercial Law League of America
- National Association of Retail Collection Attorneys
Services
Commercial Collections
We represent creditors in recovering commercial debts through legal proceedings. Our team handles complex cases involving business-to-business accounts receivable and contract disputes. With decades of experience, we provide strategic litigation support to maximize recovery outcomes.
Retail Collections
Our practice includes collecting unpaid retail accounts while maintaining compliance with consumer protection laws. We handle cases involving store credit, service agreements, and merchandise financing. Our approach balances legal effectiveness with regulatory compliance for consumer matters.
Education Collections
We assist educational institutions in recovering unpaid tuition and fees through appropriate legal channels. Our team understands the unique requirements of education-related debt collection and maintains proper documentation standards for academic institutions.
Medical Collections
We help healthcare providers recover unpaid medical bills while following specific regulations for medical debt. Our process includes handling insurance subrogation claims and coordinating with healthcare billing departments to ensure proper documentation.
Bankruptcy Representation
We represent creditors in bankruptcy proceedings to protect their interests during asset liquidation or reorganization. Our attorneys file proofs of claim and challenge dischargeability when appropriate, working to maximize recovery for our clients.
People
W. Peter Ragan
Attorney
With decades of experience in debtor/creditor law, W. Peter Ragan leads the firm's legal strategy and client representation efforts.
W. Peter Ragan, Jr.
Attorney
Continuing the family legacy, W. Peter Ragan, Jr. handles complex collection cases with a focus on technological efficiency.
Roy D. 'Chip' Reagin, Jr.
Attorney
Roy D. 'Chip' Reagin, Jr. specializes in bankruptcy proceedings and commercial debt recovery for major creditors.
Andres Guiterrez de Cos
Attorney
Andres Guiterrez de Cos focuses on retail collections and consumer debt recovery with strict compliance standards.
Skylar Corrao
Attorney
Skylar Corrao handles education-related debt collection and works closely with academic institutions on recovery matters.
Questions
What areas do Ragan & Ragan serve?
We provide legal collection services throughout New Jersey, Delaware, and New York.
What types of collection cases do you handle?
We specialize in commercial, retail, education, and medical collections, along with insurance subrogation and bankruptcy matters.
How does your electronic filing system work?
We use VMedia document imaging software and Commercial Legal Software (CLS) for paperless operations and electronic court filings through JEFIS.
What makes Ragan & Ragan different from other firms?
As the first NJ firm to file electronic complaints, we combine technological innovation with decades of collection litigation experience.
Are you part of any professional legal associations?
We maintain active memberships in the Commercial Law League of America (CLLA) and National Association of Retail Collection Attorneys (NARCA).
