Business Details
43 Years
experience
Emergency
services
Atlanta Bankruptcy Lawyers | Clark & Washington
Since 1983, Clark & Washington has been dedicated to providing comprehensive bankruptcy solutions for individuals facing overwhelming debt. Founded by Emory L. Clark, our firm specializes exclusively in Chapter 7 and Chapter 13 bankruptcy cases, offering personalized legal guidance to help clients regain financial stability. With 12 convenient locations across the Atlanta metropolitan area, we serve thousands of clients annually through a client-centered approach that emphasizes transparency, accessibility, and community support. Our attorneys bring decades of combined experience in navigating complex bankruptcy proceedings while maintaining a strong commitment to pro bono work and community engagement.We distinguish ourselves through innovative service delivery, including remote case processing and flexible payment arrangements, ensuring clients receive critical legal assistance regardless of financial constraints. Our practice combines deep legal expertise with practical understanding of debt relief strategies, offering tailored solutions that address both immediate financial crises and long-term economic recovery.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief Consultation
Credit Counseling
Foreclosure Defense
Details
- Year established: 1983
Highlights and features
- We offer free initial consultations with experienced bankruptcy attorneys
- 12 convenient Atlanta-area locations serving local communities
- Specialized $0 down Chapter 7 bankruptcy program available
- Attorneys with decades of combined bankruptcy law experience
- Proven track record handling thousands of bankruptcy cases annually
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides immediate debt relief by eliminating unsecured debts through asset liquidation. This process stops creditor harassment, wage garnishments, and foreclosure proceedings while protecting exempt property under Georgia law. Our attorneys guide clients through the complete discharge process that typically takes 3-6 months to complete.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes a structured repayment plan for debtors with regular income. This option allows clients to retain valuable assets while consolidating debts into manageable monthly payments over 3-5 years. Our firm specializes in creating customized repayment strategies that meet court requirements and client financial capabilities.
Debt Relief Consultation
Our free initial consultation evaluates clients' financial situations to determine the most appropriate debt relief strategy. During this comprehensive review, attorneys analyze income, assets, and debt composition to recommend either Chapter 7, Chapter 13, or alternative solutions while explaining all available legal protections.
Credit Counseling
Mandatory credit counseling services help clients understand bankruptcy implications and financial management principles. We provide court-approved counseling that fulfills legal requirements while offering practical guidance for rebuilding credit and establishing healthy financial habits post-bankruptcy.
Foreclosure Defense
Our foreclosure defense services help homeowners stop eviction proceedings through bankruptcy filing. By leveraging Georgia's homestead exemption and automatic stay provisions, we create strategies to protect primary residences while addressing underlying mortgage arrears through appropriate bankruptcy mechanisms.
People
Emory L. Clark
Co-Founder
Emory L. Clark co-founded the firm in 1983 with a commitment to accessible bankruptcy services. He pioneered Atlanta's first free initial consultation program and continues to shape the firm's community-focused approach to debt relief.
Questions
What are the differences between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates debt through asset liquidation, while Chapter 13 establishes a repayment plan. Our attorneys help determine which option best suits your financial situation during your free consultation.
Can I file bankruptcy without any money down?
Yes, we offer a $0 down Chapter 7 program and flexible payment options for Chapter 13 cases, making debt relief accessible regardless of immediate financial resources.
How does bankruptcy affect my credit?
While bankruptcy impacts credit scores, it provides immediate relief from debt obligations. Our counseling services include strategies for rebuilding credit post-bankruptcy through responsible financial management.
Can I keep my home if I file bankruptcy?
Chapter 13 allows you to retain property through repayment plans. Georgia's homestead exemption protects up to $21,500 in home equity under Chapter 7, subject to court approval.
What documents are needed for bankruptcy filing?
Required documents include tax returns, credit reports from all three bureaus, income verification, and detailed debt listings. Our team guides you through gathering these materials during case preparation.
How long does the bankruptcy process take?
Chapter 7 typically completes in 3-6 months, while Chapter 13 requires 3-5 years of payments. We provide same-day filings when needed and maintain continuous communication throughout the process.
