Business Details
25 Years
experience
Your Trusted Bankruptcy Lawyer in Bucks County, PA
The Law Office of Michael Schwartz is a dedicated bankruptcy law practice serving clients across Bucks, Delaware, and Montgomery counties in Pennsylvania. With over 30 years of legal experience, including more than two decades specializing in bankruptcy law, we provide compassionate and knowledgeable guidance for individuals facing financial challenges. Our founder, Michael Schwartz, holds a Juris Doctor from Widener University School of Law and has been admitted to practice in Pennsylvania and New Jersey since 1992. We specialize in Chapter 7 and Chapter 13 bankruptcy filings, offering tailored solutions to stop foreclosures, resolve IRS debt, and manage overwhelming financial obligations.Our practice combines technical expertise with personalized service, as evidenced by consistent 5-star reviews highlighting our responsiveness and client-focused approach. We maintain three convenient office locations in Southampton, Perkasie, and Havertown to better serve our community. Our commitment to excellence has earned recognition through awards such as the prestigious Shalom Award for community service. We provide free bankruptcy evaluations and work closely with clients to demystify the bankruptcy process while protecting their assets and future financial well-being.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
IRS Debt Resolution
Loan Modification
Foreclosure Defense
Credit Card Lawsuits
Short Sales
Divorce Bankruptcy
Small Business Bankruptcy
Details
- Year established: 2001
Highlights and features
- 30+ years of legal experience with 20+ years focused on bankruptcy law
- Three convenient office locations serving Bucks, Delaware, and Montgomery counties
- Consistently receives 5-star client reviews for responsive, compassionate service
- Proven track record stopping foreclosures and resolving complex debt issues
- Offers free bankruptcy evaluations with personalized case assessments
What people say
Honest and efficient
Excellent from beginning to end
Answered all questions clearly
Professional and compassionate
Successfully discharged case
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. This process stops creditor harassment and collection actions while providing debt discharge within 3-4 months. Our office protects client assets through proper exemption planning.
Chapter 13 Bankruptcy
Chapter 13 establishes manageable repayment plans for debtors with regular income. This option stops foreclosures, restructures mortgage arrears, and consolidates debts into affordable monthly payments over 3-5 years through court supervision.
IRS Debt Resolution
Our firm negotiates IRS debt settlements and establishes payment plans. Through bankruptcy filings, we stop tax collection actions, reduce penalties, and create structured repayment options that align with clients' financial capabilities.
Foreclosure Defense
We provide urgent legal intervention to stop home foreclosures. Using bankruptcy filings, we halt sheriff sales and develop strategies to cure mortgage arrears while preserving homeownership rights through court-approved payment plans.
Credit Card Lawsuits
Our office defends clients against credit card debt lawsuits. We challenge improper collection practices, negotiate settlements, and use bankruptcy protections to eliminate or restructure unmanageable consumer debt obligations.
People
Michael Schwartz
Attorney at Law
Michael Schwartz is a bankruptcy attorney with 30+ years of legal experience, specializing in Chapter 7 and Chapter 13 filings since 2001. He graduated from Widener University School of Law in 1992 and maintains offices in Bucks County, Pennsylvania. His practice focuses on debt resolution and financial rehabilitation.
Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debts through liquidation, while Chapter 13 creates repayment plans for debtors with regular income. Our office helps determine which option best suits your financial situation.
Can bankruptcy stop foreclosure on my home?
Yes, filing either Chapter 7 or Chapter 13 bankruptcy automatically stops foreclosure proceedings, giving you time to restructure mortgage payments through court-approved plans.
How does the bankruptcy process work?
We begin with a free consultation to assess your finances, then prepare required documentation. After filing, an automatic stay halts collections while we develop your debt resolution strategy.
What debt can be discharged through bankruptcy?
Most unsecured debts like credit cards, medical bills, and personal loans can be discharged. Our office provides detailed evaluations to determine which debts qualify for elimination.
Are there alternatives to bankruptcy?
We explore all options including debt settlement programs. However, bankruptcy often provides the most effective solution for eliminating overwhelming debt while protecting essential assets.
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