Business Details
33 Years
experience
Emergency
services
Your Trusted Bankruptcy Attorney in Tampa
Michael Barnett, PA is a board-certified consumer bankruptcy attorney with over 30 years of experience in providing legal solutions for individuals and small businesses facing financial challenges. Since 1993, our firm has specialized in Chapter 7, 13, 12, and 11 bankruptcy cases, offering personalized strategies to eliminate debt, stop foreclosures, and resolve tax liabilities. Located in Tampa, Florida, with appointments available in Dade City, we serve Pasco County and surrounding areas, prioritizing compassionate, client-focused representation. Our practice emphasizes transparency, ethical standards, and practical guidance to navigate complex bankruptcy proceedings. We provide free initial consultations to help clients understand their options and achieve financial relief.Our expertise extends to addressing student loan debt, debt collector abuse under the Fair Debt Collections Act, and halting lawsuits through court-ordered injunctions. With a commitment to treating clients as we would wish to be treated, we combine legal proficiency with a deep understanding of the emotional and financial stress associated with bankruptcy. Our board certification by the American Board of Certification underscores our dedication to excellence in consumer bankruptcy law. We empower clients to make informed decisions by offering clear explanations of bankruptcy processes and their long-term implications. Our track record of successfully assisting hundreds of Florida families demonstrates our ability to deliver measurable results in debt resolution.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 12 Bankruptcy
Chapter 11 Bankruptcy
Student Loan Debt Help
Debt Collector Abuse Assistance
Details
- Year established: 1993
Highlights and features
- We have over 30 years of experience in consumer bankruptcy law since 1993.
- Our attorney is board certified in consumer bankruptcy by the American Board of Certification.
- We provide free initial consultations for bankruptcy filings.
- We specialize in stopping foreclosures and resolving tax debt cases.
- Our practice offers personalized attention with ethical and transparent representation.
Associations and certifications
- American Board of Certification
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy eliminates unsecured debts like credit card balances through liquidation of non-exempt assets. Ideal for clients with limited income, this process provides a fresh financial start by discharging eligible debts. Our firm guides clients through asset protection strategies and court requirements to ensure compliance and long-term relief.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy restructures debts into a 3-5 year repayment plan, halting foreclosures and resolving tax liabilities. Designed for clients with regular income, this option allows retention of assets while addressing secured debts. We negotiate payment terms with creditors to create manageable plans tailored to individual financial circumstances.
Chapter 12 Bankruptcy
Chapter 12 Bankruptcy offers debt restructuring for family farmers or ranchers with irregular income. This streamlined process allows flexible repayment plans while preserving agricultural operations. Our expertise ensures compliance with specialized bankruptcy codes to protect livelihoods and land from liquidation.
Student Loan Debt Help
Student Loan Debt Help explores non-bankruptcy options like income-driven repayment or loan forgiveness programs. While discharge through bankruptcy is rare, we assess eligibility for hardship exceptions and advocate for fair treatment under federal guidelines to reduce financial burdens.
Debt Collector Abuse
Debt Collector Abuse services address violations of the Fair Debt Collections Act, such as harassment or false claims. We represent clients in disputes against creditors, seeking damages and injunctions to stop illegal collection practices while ensuring compliance with federal consumer protection laws.
People
Michael Barnett, PA
Board Certified Bankruptcy Attorney
Michael Barnett, PA has specialized in consumer bankruptcy law since 1993, serving Pasco County and Tampa. His practice focuses on Chapter 7, 13, 12, and 11 cases, emphasizing ethical representation and client education to resolve financial crises.
Questions
What types of bankruptcy do you handle?
We handle Chapter 7, 13, 12, and 11 bankruptcies for individuals and businesses, tailored to debt elimination, restructuring, or farm-related financial solutions.
Can bankruptcy stop a foreclosure?
Yes, filing for bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings, providing time to negotiate with lenders or restructure payments.
Are student loans dischargeable in bankruptcy?
Student loans are rarely discharged but may qualify under extreme hardship. We explore non-bankruptcy options first, such as repayment plans or forgiveness programs.
Do you offer free consultations?
Yes, we provide free initial consultations for bankruptcy cases to discuss your financial situation and available legal options without upfront cost.
How does debt collector abuse protection work?
We help clients sue creditors violating the Fair Debt Collections Act, seeking damages and injunctions to stop harassment, false claims, or unfair practices.
