Business Details
29 Years
experience
Emergency
services
Trusted Bankruptcy Attorneys in Massachusetts
At Massachusetts Bankruptcy Center, we have dedicated ourselves to providing compassionate and effective legal solutions for individuals facing financial hardship. With over 23 years of specialized experience in bankruptcy law, our team has successfully guided thousands of clients through complex debt relief processes across Massachusetts. Our practice is built on clear communication, offering straightforward explanations without legal jargon while maintaining the highest standards of professional integrity. We operate from multiple offices in Boston, Natick, Springfield, Worcester, and Cape Cod, ensuring accessibility for clients throughout the state. Our attorneys, including recognized leaders like Richard S.Ravosa and Cynthia R. Ravosa, combine deep legal expertise with practical financial knowledge to deliver tailored solutions. We maintain strong relationships with bankruptcy trustees and courts while upholding our commitment to ethical representation. Our approach emphasizes personalized service, with flexible scheduling options including home visits, evening, and weekend appointments. Through our affiliated nonprofit Massachusetts Debt Relief Foundation, we extend pro bono services to low-income individuals. Our track record demonstrates consistent success in stopping foreclosures, eliminating debt, and providing fresh financial starts while maintaining transparent pricing with no hidden fees.
Services
Chapter 13 Bankruptcy
Debt Relief
Bankruptcy Filing
Legal Consultation
Emergency Filing
Details
- Year established: 1997
Highlights and features
- Over 23 years of specialized bankruptcy experience
- Available 7 days with flexible appointment options
- Emergency filing services for urgent situations
- Transparent flat-fee pricing with no hidden charges
- Friendly, non-judgmental team with proven results
What people say
Life Saver
Compassionate
Available
Affordable
Saved My House
Services
Chapter 13 Bankruptcy
Our Chapter 13 bankruptcy service helps Massachusetts residents restructure their debts into manageable repayment plans. This legal solution stops foreclosures and halts creditor harassment while protecting your assets. Our experienced attorneys guide clients through the court process to create approved repayment plans that fit their financial capabilities.
Debt Relief
We provide comprehensive debt relief solutions for Massachusetts residents overwhelmed by unsecured debts. Our services include eliminating medical bills, credit card debt, and wage garnishments through legal debt discharge options. Our team evaluates each client's unique situation to determine the most effective path to financial freedom while maintaining complete transparency about all available options.
Bankruptcy Filing
Our bankruptcy filing service ensures complete and accurate preparation of all required legal documents. We handle both Chapter 7 and Chapter 13 filings with meticulous attention to detail, helping clients avoid common pitfalls that could lead to case dismissal. Our process includes credit counseling, document preparation, and court representation to ensure successful case completion.
Legal Consultation
We offer free initial legal consultations to Massachusetts residents considering bankruptcy options. During these sessions, our attorneys explain all available debt relief alternatives, answer questions about the bankruptcy process, and provide personalized recommendations based on each client's financial situation. This service helps clients make informed decisions about their financial future.
Emergency Filing
Our emergency filing service provides immediate legal protection for clients facing imminent foreclosure, repossession, or utility shut-offs. Available 7 days a week, this service quickly halts collection actions through expedited bankruptcy filings. Our team prioritizes these cases to deliver timely solutions during financial crises.
People
Richard S. Ravosa
Attorney
Practicing law since 1997, Richard S. Ravosa has extensive trial experience in bankruptcy courts and other legal venues. Recognized as a Rising Star by Massachusetts Lawyers Weekly, he specializes in complex bankruptcy cases and leads our team of legal professionals.
Cynthia R. Ravosa
Attorney
With an MBA in accounting, Cynthia R. Ravosa combines financial expertise with legal knowledge to help clients eliminate debt. She specializes in bankruptcy cases and has successfully represented numerous clients in saving their homes from foreclosure.
Michelle L. Cote
Managing Attorney
Michelle L. Cote, a 2017 Worcester Business Journal 40 Under Forty award recipient, serves as Managing Attorney of the Worcester Law Center. She focuses on personal injury law while supporting our bankruptcy practice.
Maegan L. Hurley
Attorney
Maegan L. Hurley specializes in debt relief and bankruptcy cases. As managing attorney of the Massachusetts Debt Relief Foundation, she provides pro bono representation to low-income individuals while maintaining active involvement in consumer bankruptcy law.
Anthony G. Keck
Of Counsel
Anthony G. Keck brings over 30 years of legal experience to our team. Licensed in multiple states, he contributes expertise in real estate transactions and estate planning while supporting our bankruptcy practice.
Questions
What bankruptcy options are available in Massachusetts?
We help clients evaluate Chapter 7 liquidation or Chapter 13 repayment plans based on their income, assets, and debt type.
How much does bankruptcy filing cost?
Most cases handled on transparent flat-fee basis with flexible payment options available to accommodate different budgets.
Can bankruptcy stop foreclosure proceedings?
Yes, our emergency filing service can immediately halt home foreclosure and help restructure mortgage debt through Chapter 13 plans.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss your financial situation and explore all available debt relief options.
What areas do you serve?
We serve clients statewide with offices in Boston, Worcester, Springfield, Natick, and Cape Cod, offering home visits when needed.
