Business Details
At the Lakeland Low Cost Bankruptcy Center, we are dedicated to providing personalized bankruptcy solutions tailored to your financial situation. With over 26 years of experience, our team of seasoned attorneys, led by Robert M. Gellera Certified Specialist in Consumer Bankruptcy Lawhas helped over 7,000 families navigate Chapter 7 and Chapter 13 bankruptcy in Florida. We prioritize your convenience by offering remote consultations and a streamlined, three-step filing process with no office or court visits required. Our commitment to transparency means youll receive clear, direct guidance every step of the way. We understand the stress of financial hardship and work aggressively to stop creditor harassment, foreclosure, and wage garnishment.
Flexible payment plans, including $0 down options, ensure legal representation is accessible regardless of your financial circumstances. Trust us to protect your assets, eliminate debt, and even help rebuild your credit with our proven post-bankruptcy programs. Our long-standing team, many of whom have been with us for over a decade, ensures continuity and expertise. Client testimonials reflect our dedication to going above and beyond, providing support even outside regular hours. Let us help you regain financial stability with compassion, professionalism, and a results-driven approach.
Flexible payment plans, including $0 down options, ensure legal representation is accessible regardless of your financial circumstances. Trust us to protect your assets, eliminate debt, and even help rebuild your credit with our proven post-bankruptcy programs. Our long-standing team, many of whom have been with us for over a decade, ensures continuity and expertise. Client testimonials reflect our dedication to going above and beyond, providing support even outside regular hours. Let us help you regain financial stability with compassion, professionalism, and a results-driven approach.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Elimination
Foreclosure Prevention
Credit Rebuilding
Creditor Harassment Stop
Wage Garnishment Stop
Mortgage Restructuring
Loan Restructuring
Asset Protection
Highlights and features
- We offer $0 down payment plans for attorney fees.
- Our team has 26 years of bankruptcy law experience.
- We provide a 3-step remote filing process.
- We help rebuild your credit to a 720 score.
- Our attorneys are Certified Specialists in Consumer Bankruptcy Law.
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides a fresh financial start by liquidating non-exempt assets to discharge unsecured debts. Our attorneys guide you through the process, ensuring protection of essential assets like homes and vehicles. This service is ideal for individuals overwhelmed by credit card debt, medical bills, or personal loans.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to restructure debts into a manageable repayment plan over three to five years. We help you retain your property while catching up on missed mortgage or car payments. This solution is perfect for those with regular income seeking to stop foreclosure or repossession.
Foreclosure Prevention
Our foreclosure prevention services help you stop imminent home loss by negotiating with lenders or filing for bankruptcy protection. We act quickly to halt legal proceedings and create a plan to reinstate your mortgage. This approach provides breathing room to stabilize your finances and keep your home.
Credit Rebuilding
We offer a structured program to rebuild your credit score to 720 within 12-24 months after bankruptcy. Our team provides personalized strategies, including credit education and responsible debt management. This service ensures long-term financial health and access to better loan terms.
Creditor Harassment Stop
Our legal team intervenes immediately to stop creditor calls, letters, and legal actions through bankruptcy protections. We enforce your rights under the Fair Debt Collection Practices Act, providing peace of mind. This service eliminates the stress of constant harassment while we resolve your financial issues.
