Business Details
11 Years
experience
Your Trusted Bankruptcy Attorneys in Glendale
At Jim Gaudiosi, Attorney At Law, we are dedicated bankruptcy attorneys committed to helping individuals and businesses navigate the complexities of debt relief. Founded in 2015 by Jim Gaudiosi, our firm has built a reputation for providing personalized legal solutions tailored to each client's unique financial situation. With over a decade of combined experience, our team has successfully filed thousands of bankruptcy cases, offering expertise in Chapter 7, 11, and 13 proceedings. We prioritize transparency, offering competitive pricing and flexible payment plans to ensure accessibility for all clients.Our practice is rooted in ethical standards, with a focus on stopping creditor harassment, protecting assets, and guiding clients toward financial freedom. We serve communities across Arizona, including Phoenix, Glendale, Peoria, and Surprise, and maintain an A+ rating with the Better Business Bureau. Our commitment extends beyond court representation, as we also provide credit rehabilitation services to help clients rebuild their financial futures. By combining legal proficiency with compassionate support, we aim to make the bankruptcy process as seamless as possible for our clients.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 11 Bankruptcy
Debt Settlement
Excess Proceeds Claims
Details
- Year established: 2015
Highlights and features
- Over 10 years of experience in bankruptcy law with thousands of cases filed
- Personalized consultation with an attorney for every client
- Competitive pricing and flexible payment plans available
- A+ rating with the Better Business Bureau for ethical practices
- Comprehensive post-bankruptcy credit rehabilitation services
Associations and certifications
- Better Business Bureau (A+ Rating)
What people say
Timely responses
Thorough explanations
Professional staff
Painless process
Financial relief achieved
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts like credit cards and medical bills through asset liquidation. Our attorneys guide clients through the 46 month process, ensuring compliance with Arizona exemptions to protect essential assets. We provide zero-down payment plans and court representation to stop garnishments and foreclosures immediately.
Chapter 13 Bankruptcy
Chapter 13 restructures debt into manageable 35 year payment plans. Ideal for clients with steady income, this service helps retain property while addressing tax debts, child support, or mortgage arrears. We negotiate with creditors to modify loan terms and ensure court-approved repayment plans.
Debt Settlement
Our debt settlement program reduces unsecured debts by negotiating with creditors for lump-sum payments less than owed. With 2448 month terms, we handle communications and settlements while advising on tax implications. This non-bankruptcy option avoids credit damage from court filings.
Excess Proceeds Claims
We recover surplus funds from trustee sales for former homeowners and junior lien holders. Our team files claims with the Maricopa County Treasurer, attends court hearings, and secures rightful proceeds within Arizona's 2-year statute of limitations, ensuring clients receive their share of excess auction funds.
Credit Rehabilitation
Post-case credit rebuilding services include financial education and strategies to improve credit scores. We provide tailored guidance on responsible credit use and debt management to help clients restore their financial standing after bankruptcy or debt settlement.
People
Jim Gaudiosi
Founding Attorney
Jim Gaudiosi is a seasoned bankruptcy attorney with over a decade of experience in debt relief. He founded the firm in 2015 to provide accessible legal solutions, specializing in Chapter 7, 11, and 13 cases. Known for his compassionate approach, Jim has helped thousands of clients achieve financial freedom through strategic bankruptcy filings and debt negotiations.
Debi Gaudiosi
Senior Legal Assistant
Debi Gaudiosi, Jim's wife, serves as senior legal assistant with over 10 years in insurance and legal support. She manages case logistics, client communications, and document preparation, ensuring smooth case progression. Her organizational skills and client-focused approach enhance the firm's efficiency and service quality.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7, 11, and 13 bankruptcies, tailoring solutions to individual and business needs.
Can I file bankruptcy with no upfront costs?
Yes, our zero-down payment plan allows qualified clients to start cases with no upfront fees.
How does debt settlement affect credit?
Debt settlement may temporarily lower credit scores but avoids bankruptcy's long-term impact.
What are excess proceeds from foreclosure?
Excess proceeds are surplus funds from a trustee sale that former homeowners or lien holders may claim.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss debt relief options and next steps.
