Business Details
19 Years
experience
Your Trusted Partner for Default Services Legal Solutions
Folks & O'Connor is a woman-owned and managed law firm specializing in default services, providing legal representation for banks, mortgage servicers, and financial institutions. Our team delivers responsive, compliance-focused legal solutions in residential and commercial foreclosure, bankruptcy, eviction, collection litigation, and mortgage deficiency cases. With offices in Phoenix and Las Vegas, we serve clients across Arizona and Nevada, combining seasoned trial experience with advanced case management technology.Our commitment to diversity, ethical conduct, and client communication ensures tailored strategies that align with client objectives. Ongoing staff training maintains expertise in evolving legal requirements, servicer timelines, and compliance protocols. Recognized for excellence in bankruptcy and creditors' rights law, we prioritize efficiency through streamlined operations while maintaining tenacious advocacy for favorable outcomes.
Services
Foreclosure
Bankruptcy
Collection Litigation
Mortgage Deficiency Litigation
Default Servicing
Details
- Year established: 2007
Highlights and features
- We are a certified women-owned law firm with specialized expertise in default services.
- Our attorneys have decades of combined experience in foreclosure and creditors' rights litigation.
- We provide responsive communication and strict adherence to compliance requirements.
- Our team maintains advanced case management technology for efficient service delivery.
- We combine ethical representation with tenacious advocacy for client objectives.
Associations and certifications
- Womens Business Enterprise National Council (WBENC)
Services
Foreclosure
Our foreclosure services provide comprehensive legal representation for residential and commercial properties. We handle deeds in lieu, eviction proceedings, and mortgage litigation with strict compliance adherence. Our team manages high-volume non-judicial foreclosure sales while delivering tailored solutions for complex cases requiring experienced trial attorneys.
Bankruptcy
We offer specialized bankruptcy representation including consumer and commercial cases. Our services cover creditors' rights litigation, debt restructuring, and bankruptcy mediation. With expertise in Chapter 7, 11, and 13 proceedings, we protect financial institutions' interests while maintaining compliance with evolving bankruptcy regulations.
Collection Litigation
Our collection litigation services include judgment enforcement and debt recovery strategies. We handle money judgment validity, asset identification, and execution sales. With extended judgment enforcement expertise under Arizona law, we provide effective solutions for recovering outstanding debts through court-ordered processes.
Mortgage Deficiency Litigation
We specialize in mortgage deficiency claims following property foreclosures. Our attorneys navigate Arizona's complex deficiency laws, including post-Mueller decision requirements. We provide strategic representation for lenders seeking to recover unpaid loan balances while maintaining compliance with state-specific regulations.
Default Servicing
Our default servicing solutions cover the complete lifecycle of distressed loans. We provide end-to-end support for loss mitigation, foreclosure alternatives, and post-judgment enforcement. Our team maintains expertise in servicer timelines, compliance reporting, and electronic portal requirements for major financial institutions.
People
Matthew K. Schriever
Member
Matthew Schriever focuses on responsive legal representation with ethical commitment. He specializes in default services and creditors' rights, ensuring timely communication and compliance-focused solutions for financial institutions across Arizona and Nevada.
Mary Ann Hess
Managing Member
Mary Ann Hess leads our woman-owned firm with expertise in default services law. She specializes in commercial foreclosure and bankruptcy cases, maintaining a strong commitment to diversity and professional advancement for women in the legal industry.
Larry Folks
Member
Larry Folks brings extensive trial experience to mortgage deficiency litigation. He authors authoritative guides on Arizona's predatory debt collection laws and provides strategic counsel for complex default servicing matters across the Southwest region.
Questions
What areas do you serve?
We provide legal services throughout Arizona and Nevada, with offices in Phoenix and Las Vegas.
What payment methods do you accept?
We accept PayPal for legal fee payments as a convenient payment option for our clients.
How long have you specialized in default services?
Our firm has focused on default services law since 2007, with attorneys having decades of combined experience.
Are you a certified women-owned business?
Yes, Folks Hess is certified by the Womens Business Enterprise National Council (WBENC).
What legal specialties do you offer?
We specialize in foreclosure, bankruptcy, collection litigation, mortgage deficiency, and default servicing law.
How do you handle compliance requirements?
Our team receives ongoing training in compliance protocols and maintains advanced case management systems for accurate reporting.
