Our goal is to give you a simple overview of what can sometimes feel like a very complicated process-Chapter 7 and Chapter 13 consumer bankruptcy. No marketing hype or scare tactics here-just useful information. That said, reading websites is no substitute for having an experienced attorney review your specific situation to help you understand the available options so you can decide what's best for your family.
We know you have many choices for bankruptcy attorneys in Salinas and hope to have the opportunity to assist you. Longer and more complicated than Chapter 7 bankruptcy, but offering distinct advantages for the right people. Si est siendo hostigado por agencias de cobranzas; si siente que se ahoga en un ocano de deudas. This site collects and processes information that you provide.
We explain how we use and process your information in our privacy page. We do not permit form submissions outside of the United States, as that is outside our area of service.
We know you have many choices for bankruptcy attorneys in Salinas and hope to have the opportunity to assist you. Longer and more complicated than Chapter 7 bankruptcy, but offering distinct advantages for the right people. Si est siendo hostigado por agencias de cobranzas; si siente que se ahoga en un ocano de deudas. This site collects and processes information that you provide.
We explain how we use and process your information in our privacy page. We do not permit form submissions outside of the United States, as that is outside our area of service.
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About
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He graduated from The Law Center at U.S.C. and received his Juris Doctor in Law in 1998.
Mr. Kim also received a Masters in Business Taxation from the Marshall School of Business at U.S.C. in 2000.
Steve, his wife Yaya and baby Andrew (and another one on the way) live with their large, extended family in Salinas, CA.
Stephen H. Kim Attorney at Law is a Bankruptcy Lawyer who specializes in consumer bankruptcy for both English and Spanish-speaking people in our community.
Our professional staff is here to answer all your questions regarding Chapter 7 bankruptcy and Chapter 13 bankruptcy law in Monterey - Salinas.
Mr. Kim also received a Masters in Business Taxation from the Marshall School of Business at U.S.C. in 2000.
Steve, his wife Yaya and baby Andrew (and another one on the way) live with their large, extended family in Salinas, CA.
Stephen H. Kim Attorney at Law is a Bankruptcy Lawyer who specializes in consumer bankruptcy for both English and Spanish-speaking people in our community.
Our professional staff is here to answer all your questions regarding Chapter 7 bankruptcy and Chapter 13 bankruptcy law in Monterey - Salinas.
What You Can Expect
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One of the main advantages of either Chapter 7 or Chapter 13 bankruptcy is that you can get a breather from your creditors' collection actions with the help of Stephen Kim Bankruptcy Lawyer.
This protection comes in the form of what is called the automatic stay.
The automatic stay starts the moment you file your bankruptcy case.
The way to understand the automatic stay is to think of what happens without it.
Say you owe $5,000 to each of 4 creditors (for a total debt of $20,000) and you only have $4,000 to pay them.
This protection comes in the form of what is called the automatic stay.
The automatic stay starts the moment you file your bankruptcy case.
The way to understand the automatic stay is to think of what happens without it.
Say you owe $5,000 to each of 4 creditors (for a total debt of $20,000) and you only have $4,000 to pay them.
Chapter 7 Bankruptcy
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The two most common types of consumer bankruptcy are Chapter 7 bankruptcy and Chapter 13 bankruptcy.
This is a short guide on Chapter 7. You'll find out what it is, some of its advantages and disadvantages, and how you can qualify.
Before I get into what Chapter 7 bankruptcy is, let me take a brief moment to explain what it is not.
People fear the worst when they are considering bankruptcy as an option.
Most of them believe that the court will sell all of their things to pay their creditors in a case.
This is a short guide on Chapter 7. You'll find out what it is, some of its advantages and disadvantages, and how you can qualify.
Before I get into what Chapter 7 bankruptcy is, let me take a brief moment to explain what it is not.
People fear the worst when they are considering bankruptcy as an option.
Most of them believe that the court will sell all of their things to pay their creditors in a case.
Chapter 13 Bankruptcy
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There are several different types of bankruptcy that an individual may file, and depending on your situation there is usually one type that offers the most advantages.
In order to determine which type is right for your situation it is extremely important that you consult a competent attorney.
This short guide will help familiarize you with the process of filing Chapter 13 bankruptcy.
You'll learn what this type of bankruptcy is, eligibility requirements for filing, and how the process works.
A Chapter 13 is a reorganization of an individual's finances under which we will propose a plan to the court that lasts from 3 to 5 years.
In order to determine which type is right for your situation it is extremely important that you consult a competent attorney.
This short guide will help familiarize you with the process of filing Chapter 13 bankruptcy.
You'll learn what this type of bankruptcy is, eligibility requirements for filing, and how the process works.
A Chapter 13 is a reorganization of an individual's finances under which we will propose a plan to the court that lasts from 3 to 5 years.
Eliminate Tax Debt
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Many people have a difficult time meeting their tax obligations each year.
Paying off your obligations to the IRS can be a nightmare.
Fortunately, Stephen H. Kim is one of the leading experts on helping clients eliminate tax debt in Salinas and Monterey County.
There are situations where you need the assistance of a consumer bankruptcy attorney.
That may be the only recourse available to you if you owe a considerable amount of money to the IRS.
IRS tax laws are very complex.
Make sure you have a stellar tax attorney on your side when you need to eliminate tax debt.
Paying off your obligations to the IRS can be a nightmare.
Fortunately, Stephen H. Kim is one of the leading experts on helping clients eliminate tax debt in Salinas and Monterey County.
There are situations where you need the assistance of a consumer bankruptcy attorney.
That may be the only recourse available to you if you owe a considerable amount of money to the IRS.
IRS tax laws are very complex.
Make sure you have a stellar tax attorney on your side when you need to eliminate tax debt.
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