Business Details
Your Trusted Bankruptcy & Debt Relief Partner in Atlanta
At Debt Freedom GA, we specialize in providing comprehensive bankruptcy and debt relief solutions tailored to individual client needs. With a focus on Chapter 7 and Chapter 13 bankruptcies, debt settlement, and protection against creditor harassment, our firm prioritizes personalized legal guidance. Our team combines extensive courtroom experience with a compassionate approach to help clients navigate financial challenges. We operate across multiple locations in the Metro Atlanta area, offering flexible consultation options including phone and video meetings. Our practice emphasizes transparency, ethical representation, and empowering clients to achieve financial stability.We handle cases involving wage garnishment, repossession threats, and foreclosure prevention while advocating for consumer rights under the Fair Debt Collection Practices Act. Our attorneys leverage diverse backgrounds in law, business, and technology to deliver strategic solutions. We provide free initial consultations to assess each client's unique circumstances without pressure or obligation. Our commitment extends beyond legal procedures to include educational resources for maintaining long-term financial health.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Settlement
Stop Wage Garnishment
Stop Repossession
Highlights and features
- We offer personalized bankruptcy solutions tailored to individual financial situations
- Our team includes former prosecutors with extensive courtroom experience
- We handle complex debt collection harassment cases under federal law
- We provide free in-depth consultations with no obligation
- Our attorneys help clients keep essential assets during bankruptcy proceedings
Services
Chapter 7 Bankruptcy
This liquidation bankruptcy option eliminates unsecured debts like credit cards and medical bills. Qualifying individuals can discharge debts within 3-4 months while retaining essential assets. Our attorneys assess eligibility based on income and asset thresholds to determine if this complete debt elimination solution applies to your situation.
Chapter 13 Bankruptcy
Our reorganization bankruptcy solution consolidates debts into manageable monthly payments over 3-5 years. This option helps protect homes and vehicles from foreclosure or repossession while potentially reducing car loan balances through cramdown provisions. We develop customized payment plans that align with your financial capacity and long-term goals.
Debt Settlement
We negotiate with creditors to reduce total debt amounts owed. This alternative to bankruptcy works best for unsecured debts when clients have lump sum funds available. Our legal team leverages creditor harassment protections to secure favorable settlement terms while maintaining client financial privacy throughout the process.
Creditor Harassment Protection
Our firm enforces federal protections against abusive debt collection practices. We handle cases involving illegal threats, workplace calls, and false representations. When collectors violate the Fair Debt Collection Practices Act, we pursue compensation for harassment while implementing immediate debt collection stops for our clients.
Asset Protection
We help clients maintain essential assets during financial crises. Through strategic bankruptcy filings, we protect homes, vehicles, and personal property from repossession or foreclosure. Our approach combines legal exemptions with payment plan modifications to preserve client assets while resolving debt obligations through the most appropriate legal framework.
People
Brandon K. Honsalek
Managing Attorney
Former Assistant District Attorney with trial experience, graduated in top half of University of Georgia Law class. Combines legal expertise with business and technology background to develop innovative debt solutions. Active community member committed to client-centered representation.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 liquidation bankruptcies for complete debt discharge and Chapter 13 reorganization plans for debt consolidation with reduced payments.
Can bankruptcy stop wage garnishment?
Yes, filing bankruptcy immediately halts wage garnishments through the automatic stay provision, and may allow recovery of recently garnished funds.
How does bankruptcy affect credit scores?
While initially impacting credit, most clients see 100+ point increases within a year post-discharge by establishing responsible credit habits after debt elimination.
Can I keep my car during bankruptcy?
In most cases, you can retain vehicle ownership by continuing payments. Chapter 13 may allow reduced loan balances through cramdown provisions for eligible vehicles.
Do you offer remote consultations?
Yes, we provide free phone and video consultations via Zoom for client convenience, with complete case handling available remotely when needed.
What debt collection practices are illegal?
Prohibited actions include threats of arrest, workplace harassment after request to stop, false debt representations, and abusive communication tactics that violate FDCPA protections.
