Business Details
21 Years
experience
Emergency
services
Your Advocate for Credit Report Accuracy
Joseph P McClelland, LLC is a consumer advocacy law firm dedicated to protecting individuals' rights in credit reporting and identity theft cases. With over two decades of legal experience, our team specializes in resolving complex credit errors, including mistaken deceased status, mixed credit files, and identity fraud. We have successfully litigated hundreds of federal cases, recovering millions in damages for clients nationwide. Our practice combines deep expertise in the Fair Credit Reporting Act (FCRA) with a client-first approach, ensuring personalized representation and aggressive legal action when credit bureaus fail to correct inaccuracies.We operate under a strict no-fee guarantee, only collecting payment when we secure compensation for our clients. Our work has been recognized by major media outlets, including NBC News, Martha Stewart Living, and Investopedia, solidifying our reputation as national leaders in consumer credit law.
Services
Identity Theft Lawyer
Credit Reporting Lawyer
Mixed Credit Report Law Firm
Mistakenly Deceased Credit Lawyer
FCRA Litigation
Details
- Year established: 2005
Highlights and features
- 20+ years of FCRA litigation experience with 500+ resolved credit error cases
- Recovered millions in damages for consumers nationwide
- No-fee guarantee: Pay nothing unless we win your case
- Recognized by NBC News, Martha Stewart Living, and Investopedia
- Specialized expertise in mistaken deceased credit reporting cases
Associations and certifications
- National Association of Consumer Advocates
What people say
Knowledgeable, professional
Prompt responses
Resolved the issue
Dedicated advocate
Restored credit file
Services
Identity Theft Lawyer
Our identity theft lawyers specialize in removing fraudulent accounts from credit reports caused by stolen personal information. We pursue legal action against credit bureaus and creditors who fail to correct inaccuracies, ensuring complete removal of unauthorized accounts and securing compensation for damages. Our team handles cases involving both simple fraud and complex data breaches, working under the Fair Credit Reporting Act to protect consumer rights.
Credit Reporting Lawyer
As FCRA specialists, we represent consumers in disputes with credit bureaus over inaccurate reporting. Our attorneys handle cases involving false balances, incorrect payment histories, and other credit report errors that impact financial opportunities. We leverage federal law to force corrections and secure damages for consumers, with particular expertise in complex cases involving systemic reporting failures by major credit agencies.
Mixed Credit Report Law Firm
We resolve cases where credit bureaus have merged multiple consumers' financial data into single reports. Our legal team separates mixed files, removes erroneous accounts, and pursues compensation for damages caused by these severe reporting errors. With extensive litigation experience, we address both family-related and stranger-based mixed file cases, ensuring accurate credit reporting and financial recovery for affected consumers.
Mistakenly Deceased Credit Lawyer
Our firm specializes in urgent cases where consumers are incorrectly marked as deceased in credit systems. We implement emergency correction protocols with credit bureaus and pursue legal action to remove these devastating errors that block financial access. With over 500 resolved cases, we have developed efficient processes to restore credit status and secure compensation for the severe damages caused by mistaken deceased reporting.
FCRA Litigation
We handle complex litigation under the Fair Credit Reporting Act against credit bureaus and data furnishers. Our litigation practice focuses on systemic reporting errors, including class action cases that address widespread industry violations. With extensive courtroom experience, we pursue both individual and collective actions to enforce consumer rights, secure financial compensation, and implement reporting reforms that prevent future errors.
People
Joseph P McClelland
Attorney & Founder
Joseph P McClelland is a Georgia and New York licensed attorney with 20+ years of experience in consumer protection law. Recognized by NBC News, Martha Stewart Living, and Investopedia, he specializes in FCRA litigation and has resolved 500+ credit reporting cases. He authored 'Identity Theft: The Steps Before Litigation' and represents clients nationwide through local counsel.
Questions
How do I fix a deceased credit report error?
Contact our firm immediately. We'll initiate emergency dispute processes with credit bureaus and pursue legal action if needed to correct your status within 30 days.
Can I get compensation for being reported as deceased?
Yes. Under FCRA, you may recover statutory damages ($100-$1,000), actual losses, and emotional distress compensation through legal action against credit bureaus.
What if the Social Security Administration caused the error?
We'll help correct SSA records and pursue legal remedies against credit agencies who failed to verify information, ensuring complete resolution of your credit status.
How long does credit report correction take?
Most cases resolve within 30 days through our proven dispute process, with emergency actions available to expedite corrections for urgent needs like mortgage closings.
What services do you offer for mixed credit reports?
We specialize in separating merged credit files, removing fraudulent accounts, and securing compensation for damages caused by credit bureaus' reporting errors through FCRA litigation.
